Applicants must be UK residents aged 18 years old or over. Platinum applicants must be aged 25, have an annual income of £25,000 or more and be an existing credit card holder.

Credit facilities are provided by The Co-operative Bank p.l.c., (Registered No. 990937), of P.O. Box 101, 1 Balloon Street, Manchester, M60 4EP are subject to status. The bank reserves the right to decline any application or offer a card product that differs from those advertised. Interest rates correct at time of going to press 02/05. Calls may be monitored and/or recorded for security and/or training purposes.

The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Banking Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).