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Frequently Asked Questions

How much can I borrow over how long?

You can tailor the loan to suit you by borrowing any amount between £7,500 to £25,000 for any purpose, and repay over a period of 1 to 7 years.

What will it cost me?

With a loan from The Co-operative Bank p.l.c, the repayments are set at a fixed interest rate for the life of the loan. 

Try our Loans Calculator

What details do I need to apply?

When applying you will need the following details to hand

  • employment details
  • bank details
  • details of any other credit commitments
When will I get a decision?

Applicants should expect to receive an answer regarding their loan application within 2 days of receipt by The Co-operative Bank p.l.c.

When will I receive the money?
 
Once the Agreement Form has been received and confirmed, the funds can take up to 4-5 days to reach you. Please note that should proof of identification/address be requested, it will take 4-5 days once proof has been received. 

Apply ONLINE

Apply now

For an instant decision, phone The Co-operative Bank with your bank details to hand.

0800 328 8938 quoting reference 791/3002

Lines are open Monday – Friday 8am – 9pm,
Saturday and Sunday 9am – 6pm.



* Policy terms and conditions apply subject to eligibility.
Applicants must be UK residents and aged between 23 and 69 years of age.

Credit facilities are provided by The Co-operative Bank p.l.c. (Registration No. 990937), P.O. Box 101, 1 Balloon Street, Manchester M60 4EP and are subject to status. The Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised. Calls may be monitored or recorded for security and training purposes.

Stroud and Swindon Building Society acts as an Introducer to The Co-operative Bank which is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Banking Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).
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