How to Apply
Applying for a loan couldn't be simpler and it only takes a few minutes.
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Apply ONLINE The online application allows you to save your application at any time and return to it when you want. If you don't have all the information required to hand you can return and complete the application when it is more convenient.
To qualify for a loan, you must be able to answer
YES to the following:
- Are you or any other applicant aged between 21 and 69 years of age?
- Are you or any other applicant UK resident(s)?
- Do you or any other applicant hold a Bank or Building Society account which must accept standing orders?
- Are you or any other applicant Homeowner/Tenant?
- Are you or any other applicant employed or self employed more than 16 hours per week?
- Do you or any other applicant hold a CGC (Cheque Guarantee Card), store card or credit card?
- Have you or any other applicant not been 3 payments or more in arrears on any of your credit commitments?
- Do you or any other applicant have no history of adverse credit, for example, arrears or county court judgements (CCJs)?
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Apply ONLINE Alternatively, call for an instant decision over the phone.
Apply now For an instant decision, phone The Co-operative Bank with your bank details to hand.
0800 328 8938 quoting reference 791/3002 Lines are open Monday – Friday 8am – 9pm,
Saturday and Sunday 9am – 6pm.
* Policy terms and conditions apply subject to eligibility.