Tax Efficient Savings Accounts
An ISA (Individual Savings Account) is a tax efficient investment account for a saver looking for interest paid without the deduction of income tax.
Summary of ISA Account Rates
All Interest rates are variable unless otherwise stated
|
Branch Instant Cash ISA Savings Account |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
|
£1 |
£27,000 plus |
4.55 |
4.55 |
|
£24,000 to £26,999 |
4.45 |
4.45 |
|
|
£21,000 to £23,999 |
4.35 |
4.35 |
|
|
£18,000 to £20,999 |
4.20 |
4.20 |
|
|
£15,000 to £17,999 |
4.10 |
4.10 |
|
|
£12,000 to £14,999 |
4.05 |
4.05 |
|
|
£9,000 to £11,999 |
3.95 |
3.95 |
|
|
£6,000 to £8,999 |
3.90 |
3.90 |
|
|
£3,000 to £5,999 |
|
|
|
|
£1 to £2,999 |
3.80 |
|
|
Apply Now - Branch Cash ISA |
|
More Info - Branch Cash ISA |
|
Previous Rates - Branch Cash ISA |
Rates effective from 27th October 2008
|
Direct Cash ISA Savings Account |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
|
£100 |
£27,000 plus |
4.55 |
4.55 |
|
£24,000 to £26,999 |
4.45 |
4.45 |
|
|
£21,000 to £23,999 |
4.35 |
4.35 |
|
|
£18,000 to £20,999 |
4.20 |
4.20 |
|
|
£15,000 to £17,999 |
4.10 |
4.10 |
|
|
£12,000 to £14,999 |
4.05 |
4.05 |
|
|
£9,000 to £11,999 |
3.95 |
|
|
|
£6,000 to £8,999 |
3.90 |
|
|
|
£3,000 to £5,999 |
3.85 |
|
|
|
£100 to £2,999 |
3.80 |
|
|
Apply Now - Direct Cash ISA |
|
More Info - Direct Cash ISA |
|
Previous Rates - Direct Cash ISA |
Rates effective from 27th October 2008
Rates effective from 1st December 2008
* 0.70% bonus applicable for the first year your account is open.
We now accept ISA's transferred from other providers. For more information please contact your local branch or call 08457 25 24 23
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if the interest was paid and compounded each year.
GROSS: The gross rate is the contractual rate of interest before the deduction of tax at the appropriate rate specified by law. Interest will be paid gross to non-taxpayers subject to the required HM Revenue and Customs certification (R85).